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跟銀行申請貸款審核大約要多久時間?

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The bill — which has been described as a “watered down” version of the proposal put forward by the Presidential Office’s pension reform committee — conflicts with the committee’s proposal in terms of its income replacement rate plan and its method of calculation玉山銀行債務協商 for insured salaries.

By Chen Wei-han / Staff reporter

DPP Legislator Lee Chun-yi （李俊俋） said the committee’s version would ensure better pension fund stability台中青年創業貸款條件 and ensure that younger generations could receive pensions.

The act is to phase out a controversial 18 percent preferential savings rate for civil servants over six years, consistent with the committee’s proposal.

新聞來源：TAIPEI TIMES

People receiving less than NT$32,160 are to retain a rate of 18 percent.

The Examination Yuan yesterday approved a draft act bill on the retirement benefits for civil servants that is in apparent conflict民間貸款利率 with the Presidential Office’s reform plans, with the ruling Democratic Progressive Party （DPP） vowing that it would not back the bill.

For people who have served 30 years — a major segment of all public emp台新銀行車貸利率民間信貸利息民間2胎房貸民間信貸利率l民間貸款是什麼代辦銀行貸款台南民間借款>民間貸款條件台北民間信貸卡債協商專線台中市借錢oyees — their pensions would decrease by between 13.93 percent and 23.53 percent.玉山銀行債務整合台新銀行信貸

2017-03-3103:00

民間信貸金主民間二三胎For people who received a lump-sum payout, the rate would be adjusted to 12 percent in the first two years after retirement and lowered by 2 percent every two years after that, with a flat interest rate of 6 per台新銀行汽車貸款部卡債處理永豐信貸cent from the seventh year onward台新銀行貸款條件.台南民間信貸

The average insured salary is calculated based on the average of the highest 120 months on which premiums were paid in the Examination Yuan’s proposal, while the committee’s proposal suggests calculating it based on the highest 180 months.

Under the act, the average monthly pension for retired public servants would drop from台灣銀行貸款利率 NT$56,000 to NT$48,000.

For people receiving monthly retirement payments, the rate would be adjusted to 9 percent in the first two years after re台中房屋借錢tirement, then to 6 percent in years three and four and 3 percent in years five and six, after which there would be no preferential interest rate.

台灣銀行留學貸款“The reform is necessitated by changes in the environment rather than by mistakes of an individual or a line of work. Public servants cannot be stigmatized during the course of reform, and the reform should not be used to create conflicts,” Examination Yuan Presid代辦貸款費用ent Wu Jin-lin （伍錦霖） said.

The Examination Yuan is to strongly defend the draft act during legislative review, although it is apparently not favored by the ruling party and the Presidential Office, Wu said.

Following the announcement of the act, the DPP caucus said it would back the replacement rate reduction and the calculation method for insured salaries in the committee’s proposal, which is yet to be formally announced.

The inconsistencies are to mitigate the effect on retirees and soon-to-retire civil servants, while allowing the public sector to retain talent, Examination Yuan member He Chi-peng （何寄澎） said.

The DPP caucus is set to pro台中市汽車借款p民間信貸安全嗎ose its own reform plan tod台北民間借款ay, Lee added.

In the Examination Yuan’s version, the income replacement rate for public servants would be lowered from 80 percent to 70 percent over a 10-year period for retirees with 35 years of service, while the committee’s proposal would lower the rate from 75 percent to 60 percent over a 15-year period for the same group.
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